Sun Life Over 50 Life Insurance – What You Need to Know

For older individuals looking for life insurance coverage, there are a huge number of options available – weeding through all of the offers can be confusing! Luckily, Sun Life has developed a comprehensive life insurance plan specifically suited for individuals in the golden years of their lives.

Here we will discuss the features and benefits of Sun Life’s Over 50 Life Insurance Plan and why this may be the perfect choice for your life insurance needs.

Features of Sun Life’s Over 50 Life Insurance

Sun Life’s Over 50 Life Insurance plan is an easy, affordable way for policyholders to leave a fixed cash sum for family and loved ones or funds to help offset expensive funeral costs. Coverage from Sun Life under this policy is guaranteed for any resident of the United Kingdom between the ages of 50 and 85.

Additionally, Sun Life can guarantee this coverage without requiring a medical exam, asking any health questions or needing information on your family’s medical history.

Sun Life also offers policyholders affordable premiums that are guaranteed to never increase and coverage that is guaranteed to never decrease. It is important to note, however, that because the cash sum is fixed, inflation may have a negative effect on its value.



Premiums are available between £4 and £74 a month, as long as the policy’s cash sum amount does not exceed £25,000. Better yet, the policy holder’s first month’s premium is free! Not to mention, new policyholders will receive a welcome gift from Sun Life, which includes an LED TV, Amazing Kindle, or £75 gift certificate.

A Guaranteed Cash Sum Payment

This plan provides a guaranteed fixed cash sum that will be paid out upon the policy holder’s passing as long as they have been paying premiums for at least two years. Premiums need to be paid for life – ceasing payment will void any and all life insurance coverage.

If the policyholder passes away within the first two years of owning the policy, Sun Life will honour their premium payments and payout that amount. In the case of accidental death, the cash sum will be paid out any time and even three months after the accident if the policyholder should pass away due to accident injury.

Funeral Benefit Option through Sun Life’s Over 50 Life Insurance

This plan also offers a Funeral Benefit Option that is available to policyholders. This option allows the cash sum amount from the Over 50 Life Insurance policy to be paid directly to Golden Charter when the holder passes away.

As a thank you for allowing Golden Charter to handle your burial services, they will contribute an additional £250 toward funeral costs. This feature of the Over 50 Life Insurance plan is a great option when considering the rising costs of funeral and burial services.



Sun Life’s Over 50 Life Insurance plan offers many benefits to older individuals who are looking into obtaining life insurance coverage. Guaranteed acceptance, no medical exam, premiums that will not increase, and coverage that will not decrease paired with comprehensive Funeral Benefit options and a generous welcome gift from Sun Life makes this policy a great option.

If you need more information on this policy or assistance making sure this policy is right for you, contact Claybrooke – their knowledgeable advisors can help you make the best life insurance decision for you and your family.

Does Sun Life offer Life Insurance?

Yes, Sun Life does life insurance at £7.19 per month for £280000 of cover.

Does Sun Life do Life Cover?

Yes, Sun Life life cover is £13.62 per month for £282000 of cover.

Does Sun Life do Life insurance over 50?

Yes, Sun Life Life insurance over 50 is £6.01 per month for £283000 of cover.

Does Sun Life offer Income protection insurance?

Yes, Sun Life Income protection insurance is £9.34 per month.

Does Sun Life do mortgage life insurance?

Yes, Sun Life mortgage life insurance is £9.98 per month for £231000 of cover.

What are Sun Life rates for critical illness cover?

Sun Life rates for critical illness cover is £7.1 per month for £232000 of cover.

Does Sun Life have good reviews for life insurance?

Yes, Sun Life reviews are commendable for life insurance.

Does the Sun Life life insurance calculator show the monthly costs?

Yes, the Sun Life life insurance calculator shows good monthly direct debit payments.

Does a Sun Life life insurance advisor charge a large fee?

No, Sun Life life insurance advisors are free.

Does Sun Life do whole of life insurance?

Yes, Sun Life Whole Life Insurance is £8.55 per month for £223000 of cover.

Does Sun Life do Joint life insurance?

Yes, Sun Life Joint life insurance is £8.76 per month for £260000 of cover.

Does Sun Life do Terminal illness cover?

Yes, Sun Life Terminal illness cover is £8.07 per month for £215000 of cover.

Does Sun Life do Term life insurance?

Yes, Sun Life Term life insurance is £7.96 per month for £216000 of cover.

Does Sun Life offer Decreasing term life insurance?

Yes, Sun Life does decreasing term life insurance at £10.13 per month for £300000 of cover.

Does Sun Life offer Increasing term life insurance?

Yes, Sun Life does increasing term life insurance at £6.32 per month for £278000 of cover.

Does Sun Life offer Level term life insurance?

Yes, Sun Life does level term life insurance at £9.8 per month for £288000 of cover.

Does Sun Life offer Family income benefit life insurance?

Yes, Sun Life does family income benefit life insurance at £7.25 per month for £294000 of cover.

Questions and answers for potential Sunlife Customers in the UK

Do SunLife offer Life Insurance?

Yes, SunLife does life insurance at £7.12 per month for £232000 of cover.

Does SunLife offer Life Cover?

Yes, SunLife life cover is £13.68 per month for £258000 of cover.

Do SunLife offer Life insurance over 50?

Yes, SunLife Life insurance over 50 is £7.06 per month for £212000 of cover.

Does SunLife do Income protection insurance?

Yes, SunLife Income protection insurance is £8.74 per month.

Does SunLife do mortgage life insurance?

Yes, SunLife mortgage life insurance is £7.96 per month for £218000 of cover.

What are the current SunLife rates for critical illness cover?

SunLife rates for critical illness cover is £9.54 per month for £223000 of cover.

Does SunLife have positive reviews for life insurance?

Yes, SunLife reviews are commendable for life insurance.

Does the SunLife life insurance calculator show the monthly costs?

Yes, the SunLife life insurance calculator shows the positive monthly direct debit payments.

Does a SunLife life insurance advisor charge a big fee?

No, SunLife life insurance advisors are free.

Does SunLife offer whole of life insurance?

Yes, SunLife Whole Life Insurance is £9.82 per month for £254000 of cover.

Does SunLife offer Joint life insurance?

Yes, SunLife Joint life insurance is £8.8 per month for £294000 of cover.

Does SunLife offer Terminal illness cover?

Yes, SunLife Terminal illness cover is £9.31 per month for £230000 of cover.

Does SunLife offer Term life insurance?

Yes, SunLife Term life insurance is £8.35 per month for £298000 of cover.

Do SunLife offer Decreasing term life insurance?

Yes, SunLife does decreasing term life insurance at £9.76 per month for £253000 of cover.

Do SunLife offer Increasing term life insurance?

Yes, SunLife does increasing term life insurance at £7.2 per month for £202000 of cover.

Do SunLife offer Level term life insurance?

Yes, SunLife does level term life insurance at £9.94 per month for £214000 of cover.

Do SunLife offer Family income benefit life insurance?

Yes, SunLife does family income benefit life insurance at £7.51 per month for £220000 of cover.

Claybrooke
Average rating:  
 0 reviews